Lift (Third party) Insurance :

The policy is designed for owners of passenger lifts in building to cover third party liabilities for personal injuries or property damage arising out of the use and operation of lifts. The coverage applies to:

(a) Death or bodily injury of any person (not being a member of the insured’s family or an employee of the insured)

(b) Loss of or damage to property (not being the property of the insured or of his family members or of his employees)

(c) Direct damage to personal effects of any person (not being a member of the insured’s family or an employee of the insured)